Invitation for sealed bids - interior and allied works Published on May 19, 2022

Important notice regarding counter timing effective from Jestha 1, 2079. Published on May 13, 2022

Interest rate notice - Jestha 2079 Published on May 13, 2022

Notice regarding counter closure on Baisakh 30, 2079 Published on May 12, 2022

Right to Information notice - Chaitra 2078 Published on Apr 25, 2022

Interest rate notice-Baisakh 2079 Published on Apr 13, 2022

Relocation notice of Suryabinayak branch Published on Mar 31, 2022

Interest rate notice - Chaitra 2078 Published on Mar 14, 2022

Relocation notice of Birtamod branch Published on Feb 27, 2022

Interest rate notice - Falgun 2078 Published on Feb 12, 2022

View More
KYC form Verified By Visa Unclaimed Dividend for five years Dormant Account Notice Security Hygiene Tips

Interest Rate

Effective from Jestha, 2079

  Saving Deposit Interest Rate (% p.a) Min. Balance   Interest Payment
  Sanima Super Savings Khata 8.03% 100,000/-   Quarterly
  Sanima Dirghayu Bachat Khata 6.50% 10,000/-   Quarterly
  Sanima Dirghayu Talab Khata 6.50% 0   Quarterly
  Sanima Mero Bachat Khata 6.50% 0   Quarterly
  Special Salary Account 6.50% 0   Quarterly
  Sanima Sampanna Bachat Khata 6.03% 0   Quarterly
  Senior Citizen Home Banking 6.03% 0   Quarterly
  Senior Citizen Saving Account 6.03%
0
  Quarterly
  Nari Bachat Khata 6.03%
0
  Quarterly
  NRN Saving Account 6.03% 0   Quarterly
  Sanima Sahaj Bachat Khata 6.50% 5,000/-   Quarterly
  Sulav Account  6.03% 0   Quarterly
  Shareholders Saving Account 6.03% 0   Quarterly
  Muna Bachat  6.03% 0   Quarterly
  Remittance Account 6.03% 0   Quarterly
  Sanima PF Saving Account 6.03% 0   Quarterly
  Sanima Nagarik Bachat Khata 6.03% 0   Quarterly
  Samajik Surakshya Bachat Khata 6.03% 0   Quarterly
  Other Savings Account 6.03% 0   Quarterly
  Sanima FCY Saving Accounts        
  USD Saving Account 4.00% USD 10.00   Quarterly
  GBP Saving Account 3.00% GBP 5.00   Quarterly
  EUR Saving Account 3.00% EUR 5.00   Quarterly
  AUD Saving Account 3.00% AUD 5.00   Quarterly
  Other FCY Saving Accounts
1-2%
FCY 10 of respective Currency    Quarterly
  NRN FCY Saving
  USD 6.00% USD 1,000.00   Quarterly
  GBP 5.00% Equivalent to USD 1,000.00   Quarterly
  EUR 5.00% Equivalent to USD 1,000.00   Quarterly
  AUD 5.00% Equivalent to USD 1,000.00   Quarterly
  Call Deposit
Upto fifty percent of the minimum savings deposit rate  
-   Quarterly
  Remarks: Interest rate in existing Call Accounts opened under specific contractual agreement shall continue till the contract period.    
           
  Fixed Deposit  
  Time Period Interest Rate (% p.a) Minimum Balance (NPR) Interest Payment  Frequency
  For Individual
  3 Months and Above 11.03% For Rural Branches 10,000/- Monthly
  3 Months and Above 11.03% For Outside Valley Branches 50,000/- Monthly
  3 Months and Above 11.03% For Inside Valley Branches 100,000/- Monthly
  Interest rate for Fixed Deposit against Remittance - 1% on top of above rates
  For Institution
  3 Months and Above                                                                                                               10.03%     Monthly
  Institutional Renewal
  3 Months and Above 10.13%     Monthly
  Sanima Double Dhamaka Fixed Deposit
  76 months Fixed deposit amount to be doubled   500,000/-  
  Sanima Corporate Double Dhamaka Fixed Deposit
  83.23 months Fixed deposit amount to be doubled   1,000,000/-  
  Sanima Recurring Deposit
  1 Year to 5 Years 11.03%   10,000/- Quarterly
  FCY Fixed Deposit (For Individual) (For 3 Months and Above)
  USD 6.00%   USD 1,000.00 Quarterly
  GBP 5.00%   EUR 1,000.00 Quarterly
  EUR 5.00%   GBP 1,000.00 Quarterly
  AUD 5.00%   AUD 1,000.00 Quarterly
  NRN Fixed Deposit (Tenure: Minimum One Year)
  USD 7.00%   USD 1,000.00 Quarterly
  GBP 6.00%   Equivalent to USD 1,000.00 Quarterly
  EUR 6.00%   Equivalent to USD 1,000.00 Quarterly
  AUD 6.00%   Equivalent to USD 1,000.00 Quarterly
  Loans and Advances        
  Types of Loan        
  A. Corporate Premium (% p.a. ) on Base Rate      
  Working Capital/Short Term Loan up to 7.00      
  Import Loan/Trust Receipt Loan up to 7.00      
  Overdraft up to 7.00      
  Export Loan/Packaging Credit up to 7.00      
  Term Loan/Bridge Gap Loan up to 7.00      
  Term Loan-Hire Purchase up to 7.00      
  B. Business Banking Premium (% p.a.) on Base Rate      
  Overdraft/Working Capital/Short Term Loan up to 7.00      
  Import Loan/Trust Receipt Loan up to 7.00      
  Export Loan/Packaging Credit up to 7.00      
  Term Loan up to 7.00      
  C. Microfinance/ Deprived Sector Premium (% p.a.) on Base Rate      
  Wholesale Loan/ Credit up to 7.00      
  Other Retail Loan up to 7.00      
  D. Retail/ Consumer Banking Premium (% p.a.) on Base Rate      
  Home Loan up to 7.00      
  Home Equity Loan up to 7.00      
  Private vehicle/Auto Loan up to 7.00      
  Commercial vehicle Loan-Others up to 7.00      
  Commercial vehicle Loan-Taxi Financing up to 7.00      
  Personal Overdraft/Personal Loan up to 7.00      
  Education Loan
up to 7.00
     
  Sanima Professional Loan up to 7.00      
  Small Business Growth Loan (SBGL) up to 7.00      
  SBGL-Auto Loan for Private Use up to 7.00      
  Auto Loan-Subvention Scheme As per Subvention Scheme Agreement      
  E. Project Financing Premium (% p.a.) on Base Rate      
  Term Loan
up to 7.00
     
  Working Capital Loan
up to 7.00
     
  Bridge Gap Loan
up to 7.00
     
  Trust Receipt Loan
up to 7.00
     
  F. Other Lending Premium (% p.a.) on Base Rate      
  Loan Against Shares
up to 7.00
     
  Loan Against FDR Coupon rate or base rate whichever is higher, plus upto 3% risk premium      
  Loan Against 1st class Bank Guarantee up to 7.00      
  Loan Against Other Bank Guarantee up to 7.00      
  Loan Against Government Securities up to 7.00      
  Gold Loan up to 7.00      
  Structured Loan up to 7.00      
  G. Consortium Loan As per Consortium agreement      
  H. Others Loan up to 7.00      
  I. Loan Against Salary Account up to 7.00      
  J. Loan Against Credit Card 2 % p.m. (24% p.a. Fixed rate)      
  K. FCY Loan up to 7.00    
  L. Fixed Rate For all Term Loan (%P.A.)        
  up to 13 Months 13 Months to 24 Months 24 Months to 36 Months Above 36 Months
  up to 14% up to 14.50%  up to 15.00% up to 15.50%
year month
बर्ष महिना आधार दर ब्याज प्रसार (NRB निर्देशानुसार)
2079 Baisakh 9.24% 3.45%
2078 Chaitra 9.00% 3.20%
2078 Falgun 8.75% 3.03%
2078 Magh 8.30% 3.04%
2078 Poush 8.08% 2.91%
2078 Mangsir 8.01% 2.63%
2078 Kartik 7.39% 2.93%
2078 Ashoj 7.45% 2.69%
2078 Bhadra 6.53% 3.49%
2078 Shrawan 6.14% 3.63%
2078 Ashar 6.34% 3.73%
2078 Jestha 5.89% 3.82%
2078 Baisakh 6.54% 3.42%
2077 Chaitra 6.23% 4.07%
2077 Falgun 6.25% 3.96%
2077 Magh 6.48% 4.16%
2077 Poush 6.83% 4.21%
2077 Mangsir 6.90% 4.14%
2077 Kartik 7.43 % 3.83%
2077 Ashoj 7.73% 3.61%
2077 Bhadra 7.87% 4.39%
2077 Shrawan 8.07% 4.39%
2077 Ashad 8.62% 3.47%
2077 Jestha 8.52% 3.87%
2077 Baisakh 8.58% 3.73%
2076 Chaitra 9.25% 5.08%
2076 Falgun 9.30% 5.14%
2076 Magh 9.43% 4.94%
2076 Poush 9.29% 5.04%
2076 Mangsir 9.16% 5.25%
2076 Kartik 9.22% 5.23%
2076 Ashoj 9.21% 5.39%
2076 Bhadra 9.21% 5.30%
2076 Shrawan 9.34% 4.18%
2076 Ashar 9.45% 4.35%
2076 Jestha 9.29 % 4.56 %
2076 Baisakh 9.38 % 4.72 %
2075 Chaitra 9.31%
2075 Falgun 9.54 %
2075 Magh 10.43% (As per previous NRB calculation)
9.68% (As per new NRB Circular)
2075 Poush 10.50% (As per previous NRB Directives)
9.75% (As per new NRB Circular)
2075 Mangsir 10.51%
2075 Kartik 10.35%
2075 Ashoj 10.55%
2075 Bhadra 10.24%
2075 Shrawan 10.10%
2075 Ashar 10.66%
2075 Jestha 10.68%
2075 Baisakh 10.63%
2074 Chaitra 10.63%
2074 Falgun 10.34%
2074 Magh 10.16%
2074 Poush 9.71%
2074 Mangsir 9.53%
2074 Kartik 10.09%
2074 Ashoj 10.27%
2074 Bhadra 10.33%
2074 Shrawan 10.19%
2074 Ashar 10.20%
2074 Jestha 10.14%
2074 Baisakh 9.67%

Last Visited

Last Visited Page