सूचनाको हक सम्बन्धी-पूस २०७७ प्रकाशित मिति : फेब्रुअरी ०२, २०२१

ब्याजदर सूचना-माघ २०७७ प्रकाशित मिति : जनवरी १३, २०२१

Branch Manager contact number प्रकाशित मिति : जनवरी ०७, २०२१

सूचना-मोबाइल बैंकिङ्ग अपग्रेड प्रकाशित मिति : डिसेम्बर २९, २०२०

ब्याजदर सूचना-पौष २०७७ प्रकाशित मिति : डिसेम्बर १५, २०२०

अत्यन्त जरुरी सूचना प्रकाशित मिति : डिसेम्बर १३, २०२०

संक्षिप्त विवरण-२०७६/७७ प्रकाशित मिति : डिसेम्बर १०, २०२०

सानिमा डिबेन्चर‐२०८७ विवरण पत्र प्रकाशित मिति : डिसेम्बर ०७, २०२०

Notice - Phone Number Change प्रकाशित मिति : नोभेम्बर २२, २०२०

Interest Rate-Mangsir 2077 प्रकाशित मिति : नोभेम्बर १५, २०२०

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के वाइ सी फारम भिसा द्वारा प्रमाणित नि: शुल्क नगद निकासी योजना पाँच वर्षसम्म दाबी नभएको लाभांश निष्क्रिय खाता सम्बन्धी सूचना Security Hygiene Tips Digital Banking Advisory Notice Branch Manager contact number

सानिमा दीर्घायु बचत खाता

सानिमा दीर्घायु बचत खाताले वार्षिक स्वास्थ्य चेकअप प्याकेज र बीमा कभरेज लाभको साथ उच्च ब्याजदर प्रदान गर्दछ।

न्यूनतम मौज्दात : १०,०००.००

वार्षिक रु ५००० को नि:शुल्क स्वास्थ्य चेकअप प्याकेज
रु ५०,००० सम्मको मेडिकल बीमा * (नेपाल र भारतमा अस्पताल भर्ना हुँदा) 
रु १,०००,००० को दुर्घटना बीमा (मृत्यु वा स्थायी अशक्तता )
६ गम्भीर अस्वस्थतामा रु ३,००,००० को बीमा सुरक्षा 
रु २५,००० को टर्म लाइफ बीमा 

  • Sanima Dirghayu Bachat Khata is a saving account under which customers can get benefit of annual health checkup package along with insurance coverage.

  • There is 30 days waiting period from the date of account opening/conversion for insurance coverage of medical and critical illness. However, insurance coverage under accidental is done from the account opening date.

  • The Insurance partner is Siddhartha Insurance Co. Ltd. whereas Nepal Mediciti, Grande Hospital and Grande City Clinic are health checkup partners

  • Accidental insurance is covered globally and medical insurance is covered in Nepal and India.

  • You need to make payment by debit or credit card to avail health checkup scheme.

  • The bank will reimburse within two weeks from the transaction/health checkup date.

  • You can claim for both the insurance and health packages once a year.

  • The documents required for medical claim are as follows:

    1. Claim form duly filled and signed by the account holder.
    2. Attending doctor’s/hospital’s prescriptions copy.
    3. Original cash bills incurred for medical expenses.
    4. Admission and discharge slip( patient must have stayed in the hospital for at least 24 hrs)
    5. Bank’s letter with details of accountholder.


    The claim procedure in-case of hospitalization is as follows:

    1. In case of hospitalization, The Insured can go to any hospital (registered) in Nepal and India and claim for reimbursement later.
    2. The Bank (branch) shall be approached with all claim documents.
    3. Claim shall be intimated within 35 days of the event.
    4. The claims shall be settled within 15 days of submission of all the documents.
    5. The insurance company shall directly reimburse the claim amount in client’s account.

    The claim process and list of required documents in-case of critical illness is mentioned in  "Claim Requirement.

    1. Please contact the concerned hospital (Nepal Mediciti, Grande and Grande City) and ask for wellness center or package providing department.
    2. Ask for an appointment for health package.
    3. Before the appointment date, do not eat anything after midnight, no tea or coffee is allowed, you may take your regular medicine for thyroid, blood pressure etc with plain water.
    4. Please carry your Debit Card of Sanima Bank
    5. Please carry your registration card if you are already a patient at the said hospital
    6. The tests will take about 3-4 hours to complete
    7. After the tests are complete please contact the wellness center or package providing department for appointment for doctor consultation.

  • Once you open/convert your account into Sanima Dirghayu Bachat Khata, you are eligible for Accidental Insurance, Medical Insurance and Annual Health Checkup plan. However, you can avail annual health checkup after 6 months of account opening/conversion and at the time of health checkup date the average 6 month’s balance must be at least NPR 500,000. You will not be eligible for the reimbursement, if you take the annual health checkup facilities before 6 months of account opening/conversion. The bank will notify you after 6 month if you are eligible for health checkup scheme.

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