होम इक्विटी कर्जा
होम इक्विटी कर्जा हाम्रो मूल्यवान ग्राहकहरुको कुनै पनि व्यक्तिगत आर्थिक आवश्यकताहरू पूरा गर्न सहयोग गर्दछ । एक सहज प्रक्रिया मार्फत यस योजना अन्तर्गतको कर्जा रकम कुनै सम्पत्ति धितो राखी लिन सकिन्छ ।
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Facility is available for:
- Meeting any valid personal financing needs
Loan Features:
- Tenure: Flexible up to 20 Years
- Service Charge: 1% on approved loan limit
- Financing: Maximum up to NPR 20 million
- Working Professionals
- Salaried Individuals
- Self-Employed Individuals
- Citizenship certificate
- Passport size photographs
- Land ownership certificate (Lal Purja) with Rajinama/Bakaspatra etc.
- Land revenue and property tax paid receipt (recent)
- Approval of construction, approved house map and construction completion certificate (as appropriate)
- Blue Print, Trace Map and Four Boundary Disclosure (char killa) of land
- Bank account statement for at least 3 – 6 months’ time
- Recent Salary Certificate
- Rental agreement (if any) with an identification of tenant
- Copy of blue book of vehicle (in case of vehicle income)
- Firm/Company Registration, PAN, Article & Memorandum of Association, P/L statement and Balance Sheet of firm/company (in case of business income)
- Valid passport/visa, work permit, employment/salary certification from the employer, recent pay slip/bank account statement etc in case of foreign employment
- Personal PAN card is required if loan amount is NPR 10 million and above


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